SME Financing Questions & Answers

Does LOWELL MANAGEMENT guarantee SME loan approval?

No. We provide consultation and application preparation. Final approval, timing, rates and terms are determined by the relevant financing institution.

Can invoice financing cover 180-day payment terms?

Some financing structures may address receivable terms up to 180 days, depending on provider criteria and the transaction.

Can an overdraft above 80% be addressed?

We can review existing commitments and cash flow to assess possible lawful settlement, restructuring or alternative financing options. Approval is not guaranteed.

What documents should an SME prepare?

Common documents may include SSM registration, recent bank statements, financial accounts, existing financing details and a clear funding purpose. Requirements vary by provider.

Where is LOWELL MANAGEMENT located?

No 1 Tingkat Kedidi 5, Taman Sempadan, 14300 Nibong Tebal, Pulau Pinang, Malaysia

WhatsApp